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NO	Title, Author(s) (Publication Title, Volume Issue, Page, Issue Date)
1	From the wisdom of crowds to my own judgment in microfinance through online peer-to-peer lending platforms Yum, Haewon; Lee, Byungtae; Chae, Myungsin, ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS, v.11, no.5, pp.469 - 483, 2012-09
2	Herding behavior in online P2P lending: An empirical investigation Lee, Eunkyoung; Lee, Byungtae, ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS, v.11, no.5, pp.495 - 503, 2012-09
3	E-service quality competition through personalization under consumer privacy concerns Kim, Eunjin; Lee, Byungtae, ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS, v.8, no.4, pp.182 - 190, 2009-07

Title, Author(s) (Publication Title, Volume Issue, Page, Issue Date)

Yum, Haewon; Lee, Byungtae; Chae, Myungsin, ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS, v.11, no.5, pp.469 - 483, 2012-09

Lee, Eunkyoung; Lee, Byungtae, ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS, v.11, no.5, pp.495 - 503, 2012-09

Kim, Eunjin; Lee, Byungtae, ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS, v.8, no.4, pp.182 - 190, 2009-07

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