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|NO||Title, Author(s) (Publication Title, Volume Issue, Page, Issue Date)|
|1||The effect of perceived risks and switching barriers on the intention to use smartphones among non-adopters in Korea|
Kim, Moon-Koo; Chang, Young Hoon; Wong, Siew Fan; Park, Myeong-Cheolresearcher, Information Development, v.31, no.3, pp.258 - 269, 2015-06
|2||Privacy concerns and benefits in SaaS adoption by individual users: A trade-off approach|